Empowering the Credit Union Mission Through Capital and Regulatory Relief
Secure funding. Expand lending. Deepen your impact. Our unique approach to CDFI Certification, Reporting, and Compliance is purpose-built for credit unions—streamlining complexity and delivering industry-leading results.
Why CDFI Certification is a Game-Changer
Credit unions face increasing challenges, but those with CDFI Certification are growing stronger.
Current Challenges
CDFI Fund Grants
Strategic Advantages
*Certification provides exemption from the member business lending cap
CDFI Certification is no longer just a secret advantage—it's a strategic imperative.
Why Most Credit Unions Struggle and How We Make the Process Easier
Becoming and staying Certified is complex:
60% Target Market lending thresholds
Target Market accountability requirements
Requirements for development services
Annual data reporting and compliance
Our custom-built software, combined with strategic expertise, ensures that our clients can obtain certification more easily, monitor it seamlessly, and never risk losing it.
Monitor Target Market Lending Levels at all Times
Our custom-built software, combined with strategic expertise, ensures that our clients can obtain certification more easily, monitor it seamlessly, and never risk losing it.
Real-time Monitoring:
Review your current data and eligibility.
Compliance Assurance:
Never risk losing certification with proactive alerts and recommendation.
Dynamically Map the Most
Favorable Custom Investment Area
Even Smaller Optimizations can Yield Major Impact
Pre-Custom Investment
Credit unions may appear to fall below the CDFI Fund’s 60% Target Market Lending requirement because lending in certain census tracts does not qualify under standard Investment Area definitions. Even when activity spans distressed communities, loans in nearby non-qualified tracts may not count toward the Target Market calculation.
Post-Custom Investment
Custom Investment Areas allow a credit union to define a geographically contiguous area that meets the CDFI Fund’s economic distress criteria at the aggregate level. By aligning the Investment Area definition with the institution’s actual lending footprint, loans in certain previously non-qualifying tracts can be included in the Target Market calculation, which often increases the reported Target Market Lending percentage and can move an institution above the 60% threshold, strengthening readiness for CDFI certification.
Leverage Actionable Lending Improvement Recommendations Based on Your Data
Additional Solutions to Achieve CDFI Program Goals
Forward Flow Partners provide a consistent pipeline of CDFI-qualifying loans
Leverage loan participants to help meet CDFI requirements
Target households for CDFI purposes through custom marketing lists
Integrate CDFI Target Market Qualification into your credit union’s existing workflows
What Customers Are Saying
Meet Our Experts
Our team brings decades of experience in credit union mergers, strategic planning, and financial modeling.
Looking to Become a CDFI Certified Credit Union?
Our CDFI advisory team paired with our suite of technology solutions ensure the best possible outcome for your Credit Union.
