TGUC Financial

TGUC Financial is a home improvement lending platform that originates, underwrites, and services prime indirect home improvement loans through a national network of more than 20,000 contractors. For credit unions, TGUC delivers a turnkey source of funded consumer loan volume — bringing in prime borrowers, new deposit relationships, and cross-sell opportunities without the technology build, marketing spend, or operational overhead of standing up a home improvement program internally. Loans can be funded in as little as 24 hours, with amounts up to $100,000 and terms up to 15 years.

Best fit for credit unions that are:

• Working toward or retaining low-income designation (LID) and need a reliable source of qualifying members
• Pursuing CDFI certification or recertification and need a steady flow of qualifying loans to target markets
• Looking to grow their consumer loan portfolio without expanding internal origination or marketing operations
• Operating under an open association charter that allows nationwide member onboarding