National Auto Loan Network (NALN)

NALN is a direct-to-consumer auto loan refinance partner that has originated more than $2.5 billion in auto loans and helped over 200,000 consumers save more than $1.3 billion in interest. For credit unions, NALN delivers a steady pipeline of funded refinance loans — bringing new members and new auto loan balances onto the books without the cost of acquiring borrowers directly. NALN's customer base skews toward consumers refinancing out of high-rate loans, which aligns well with credit unions serving low-income, underserved, and credit-building borrowers.

Best fit for credit unions that are:

• Working toward or retaining low-income designation (LID) and need a reliable source of qualifying members
• Pursuing CDFI certification or recertification and need a steady flow of qualifying loans to target markets
• Looking to grow their auto loan portfolio without expanding indirect dealer relationships
• Operating under an open association charter that allows nationwide member onboarding