LendKey

LendKey provides financial institutions access to high-quality consumer loans to deploy capital and diversify their balance sheet through network lending solutions. LendKey's unique loan participation model allows for fractional ownership in loans, empowering credit unions to broaden their portfolio and mitigate risk, while their loan participation platform, ALIRO, democratizes loan sales and participations for institutions of all sizes.

Best fit for credit unions that are:

• Holding excess liquidity and looking to deploy capital into high-quality consumer loans without building new origination channels
• Looking to diversify their loan portfolio beyond local market concentration and mitigate geographic or borrower-segment risk
• Interested in buying or selling loan participations — including fractional positions — to manage liquidity and balance sheet mix
• Too small to access traditional participation markets and need a platform built for institutions of all sizes