HFS Financial

HFS Financial is a leading home improvement financing platform connecting homeowners and contractors with competitive financing solutions nationwide. Since 2011, HFS has helped facilitate more than $6 billion in funded home improvement financing while building a network of 25,000+ contractors. HFS specializes in making financing simple— offering homeowners access to competitive personal loans, while helping contractors close more projects and minimizing dealer fees. Through its technology and nationwide lending network, HFS delivers a streamlined financing experience built specifically for the home improvement industry.

Best fit for credit unions that are:

• Working toward or retaining low-income designation (LID) and need a reliable source of qualifying members
• Pursuing CDFI certification or recertification and need a steady flow of qualifying loans to target markets
• Looking to grow their consumer loan portfolio without expanding internal origination or marketing operations
• Operating under an open association charter that allows nationwide member onboarding

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